Full Coverage Auto Insurance – Why it rocks
Car insurance can be expensive but it’s something that you must have. Most people commute to work and have to drive as a necessity and thus have to purchase car insurance in order to obey the law.
These monthly payments can hit the wallet hard so many people opt for the absolute cheapest auto insurance they can find. Such insurance normally provides poor coverage and high excess payments. They might save themselves a little bit of money but they essentially end up driving a ticking time bomb.
Unfortunately, over your lifetime it’s very likely that you’ll be involved in some kind of vehicular incident. If you’re the one driving and you cause an accident, it’s on you. If you’ve been scrimping on the coverage to save insurance money then you can really be screwed. Any damages that aren’t covered by your insurance will have to come out of your pocket. That money you thought you saved is nothing compared to the kind of bills you’ll be paying if you smash into another car and don’t have the insurance to cover you.
That’s why I feel it’s always worth paying whatever it costs for the best full coverage auto insurance you can find. It’s worth paying that little bit more to make sure you that you’re safe and secure in any scenario.
Driving around knowing that I’m fully covered gives me the peace of mind that I’m safe. If I only had to bare minimum insurance, there would always be that niggling voice in the back of my mind telling me how much trouble I would be in if there was a crash. I don’t want that life of anxiety and uneasiness. To me, that peace of mind is definitely worth the price, unlike people who drive no deposit car insurance and have to worry about everything!
But the real dirty truth is, I don’t even pay that much for full coverage auto insurance. I pay a little bit more, but not much more. I pay a couple more dollars a month and go from no coverage to full coverage. It’s a no brainer. These days you can have top service without paying top dollar and I just don’t know why most people don’t take advantage of this.
So don’t be stupid. Make sure you’re fully covered.