Month: May 2017

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Who Has The Cheapest Car Insurance Rates for Young Drivers

My daughter just obtained her drivers license last week and she is eager to drive everywhere now. I should point out that she’s been driving for quite some time and does quite well but we need to find her a car of her own. Our biggest dilemma is finding good insurance rates for her, because we don’t want to take on too much more in debt. I would like to know who has the cheapest auto insurance rates for young drivers.

This is a question that often comes up at our dinner table. We initially assumed that we could add her to our current policy without experiencing too much of a price increase. Once we reached out to the agent, we weren’t so sure we were getting a good quote. The rise in our coverage cost was a bit steep and not exactly what we are prepared to pay. The adjustment is one that we anticipated but at a reasonable rate. My older brother suggested that we speak with a few other companies to see if switching the entire policy would be worth the hassle. In my opinion, if it saves us money, it’s not a hassle.

This is something that we look forward to doing sooner than later because baby girl has grown anxious and really wants to drive her own car. Honestly, my wife is about tired of sharing hers and wishes we could reach some sort of a decision real soon. She has even offered to pick up a few extra shifts at work and this is something she never wants to do. I feel that my only option is to find a reasonably priced policy that covers my daughter and the original drivers. It makes no sense to have a car that you can’t drive. This is not a case where we simply can’t afford the insurance. If that were the case, we would not buy her a car. However, we are knowledgeable when it involves finances and hate to pay more than we must for anything. We are planners and have lived a pretty good life by being this way.

Baby girl will have her own keys real soon because both her parents are working diligently to find out who has the cheapest auto insurance rates for young drivers. With our outstanding driving record, we should be able to find quality and affordable coverage within a few days.